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Homeowners policies do not cover flood damage. Flood insurance is usually additional coverage to your overall homeowner's insurance package. Most likely, your homeowner's policy does not cover flood damage unless the property is located in a flood designated zone and required by your bank or mortgage company. Check your policy.

Flood insurance is available for homes, condominiums, apartments and commercial structures. In zones designated by the National Flood Insurance Program (NFIP), NFIP offers coverage if your current insurance company does not. Even if you are not in a "designated" flood zone, due to the unpredictable nature of Florida weather, flood insurance may offer additional comfort to the homeowner. The cost of this comfort in non flood-prone areas may be as little as $110 per year.

South Beach Insurance can best advise you on what coverage you need based on the NFIP rates available for your area.

Call South Beach Insurance Agency today at (305) 532-7623 OR complete the: Online quote request

South Beach Insurance, Inc. • 710 W. 51st St., • Miami Beach, FL 33240
Toll Free: 1.800.932.7623 • Phone: 305.532.7623 • Fax: 305.532.6200 • Email: info@southbeachinsurance.com